Travel Insurance: The policy covers the insured against various eventualities while traveling abroad. It covers the insured against personal accident, medical expenses and repatriation, loss of checked baggage, passport etc.
TPA stands for Third Party Administrator. The most essential service they provide is cashless medical services. They also provide the necessary information to deal with any problem regarding claims
Overseas Travel Insurance Policy by ICICI Lombard
Insurance policy available for all ages between 1 – 70 years and senior citizens between 71 to 85 years
Cover trips from as short as 7 days to 180 days. Can be extended online
The Plans offer various coverage options (US $ 50,000 to US $ 250,000)
Premium is payable on a pay per day basis and not slab rates, pay at 0% EMI on ICICI Bank Credit Cards
Pre-existing ailments and maternity are excluded except in case of life-threatening situations i.e. until the insured's heath is stable. A (Excellent) Rating: ICICI Lombard has received an A (Excellent) rating from General Insurance Company of India and iAAA rating from ICRA signifying highest claims paying ability
There is a Deductible/Policy Excess of US $ 100. This implies for any claim the first $100 are to be borne by the insured
Additional Coverage: Coverages include Dental Treatment, Medical Evacuation, Repatriation, Baggage Loss/Delay, Trip Cancellation and Interruption, etc.
Buy insurance online or Dial-A-Policy at 1800 222 555 to buy your policy over the phone
In order to make a claim, please contact our TPA (Third Party Administrator) SOS International, which has tie-ups with network hospitals worldwide
Besides offering cover for various travel related emergencies, Cholamandalam Travel Insurance also provides cashless hospitalization, treatment for accidents and illnesses during a visit abroad, covering people between 1-70 years
You can either choose a Single Trip or Multiple Trip policy. If you choose a Single Trip policy, the cover will be valid for the duration of the trip, (as selected by you).
Durations available are
Upto 7 Days • 8-14 Days • 15-21 Days • 22-28 Days
29-42 Days • 43-56 Days • 57-70 Days • 71-80 Days
81-90 Days • 91-120 Days • 121-150 Days • 151-180 Days
Other liabilities the insurance policy covers
Personal liability: Indemnifies against legal liability arising in your personal capacity during the stay abroad.
Financial Emergency: The policy will replace funds lost by the insured as a result of robbery or theft whilst overseas.
This product is designed for companies where numerous employees make overseas trips, each trip lasting no more than six months.
Why buy an individual retail policy every time your employee travels abroad when you can buy a single policy for all your people?
How it works?
Each BTA policy is for an entire year. During this year, all single overseas trips (not exceeding 180 days) made by each and any employee is covered. The travel days and premium are adjusted according to actual number of days used.
How do you save?
BTA's premium rates are per day, per person - so you pay only for what you use.
The convenience of using the Internet to issue a policy from your own office.
Travel days can be replenished on payment of additional premium.
And monthly reconciliation to ensure accuracy of your billing.
Tata AIG's Business Travel Guard is perfect for corporates where five or more employees frequently travel overseas. A single plan covers a minimum of five employees for multiple trips, as long as a trip is no more than 90 days each.
Business Travel Guard has three plans - Silver, Gold and Platinum